Abstract:
This work analyzes the effect of the risk insurance of the water consumption on the management of
the water resources. Interrelations between the insurance and the insurers – users of the water resources
are studied. The authors study correlation between insurance tariff and norms of insurance compensation
that satisfy to the condition when the insurance payment covers the cost of damages compensation, and
when the payment of the maximum compensation exceeds the insurance fee considerably. Different
mechanisms of insurance of water consumption in irrigated agriculture of Tersk-Kumsk region are studied. The analysis proved that voluntary insurance is preferable.